To solve the problems of housing in rural India, the PM Awas Yojna (Gramin) has been successful to some extent, still, a lot of work needs to be done. Discuss with arguments.

PMAY (Gramin) was launched by the Ministry of Rural Development, to achieve the objective of “Housing for all” by 2022. The program provides financial assistance based on SECC (Social Economic & Caste Census) 2011 data.

The success of the Scheme:

  • 92% of the target of 1st phase (1 crore houses), i.e from 2016-17 to 2018-19 has been achieved.
  • Awaas App to monitor the real-time progress of houses under construction.
  • Convergence with other schemes, i.e MGNREGA, SBM-G, NRRDWP (National Rural Drinking water Programme), etc.
  • Evidence-based monitoring by Geo-Tagging of photographs.

Concerns with PMAY-G

  • Impact of pandemic – In FY 20-21 only about 5% target could be completed.
  • Lack of funding by non-releasing of funds by state governments.
  • Labor unavailability, construction material, and delays in the inspection.
  • Delays in implementation due to unwillingness of beneficiaries, migration, death without a legal heir, etc.

Initiatives for ensuring proper functioning:

  • Regular review of progress at the level of the ministry of rural development to ensure timely completion.
  • Regular follow-ups with the states to ensure the provision of land to the landless.
  • Automation of registration of beneficiaries excluded from SECC by making changes to the management information system.
  • Training the rural mason to increase their availability and for construction of quality houses.

Rural housing remains the cornerstone of rural development. Adequate convergence with other schemes to make the model sustainable and enhancing active civil engagement at all levels can ensure more transparency and accountability in implementation.

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