MoHUA unites with Swiggy To Take Street Food Vendors online

Ministry of Housing and Urban Affairs has signed a Memorandum of Understanding with Swiggy on October 5, 2020 in order to take the street food vendors online under the PM Svanidhi Scheme.

Key Facts

  • The programme was launched in five cities including Chennai, Ahmedabad, Indore, Delhi and Varanasi.
  • On the first day, around 250 vendors were taken on-board from the five cities.
  • The initiative would benefit more than 50 lakh street vendors in future.
  • Ministry also launched an updated and modified version of PM SVANidhi Dashboard.


The Ministry of Housing and Urban Affairs will run the programme by including the 250 vendors on board from the five cities. These vendors will be provided with FSSAI registration, PAN registration, partner app usage, hygiene packing, training on technology and menu digitization. The programme will be expanded to other parts of the country after the first stage is successful.

How is it Significant?

This initiative would be beneficial for the street vendors to take forward their livelihood in the current situation of COVID-19 pandemic, where physical distancing is the norm.

PM Svanidhi Yojana

The scheme was launched as a part of Atmanirbhar Bharat Abhiyan in order to bring microcredit facility to street vendors at door steps. The street vendors can avail a working capital loan of up to Rs 10,000 under the scheme. There is also a provision of extended loan credit amount in the case the vendor repays the instalment on time. The loan credit amount can be extended to Rs 20,000. The loan is provided without any collateral. The scheme is valid till March 2022. As of now, around 20 lakh loan applications have been received under the scheme of which 7.5 lakh amount have been sanctioned and 2.4 lakhs were rejected.


The scheme will integrate the street vendors into formal financial system. The loans provided under the scheme will help to boost the activities of vendors who whose livelihood was impacted during the lock down amid COVID-19 pandemic.