The Indian government has issued a warning about a new scam known as “Smishing,” a term derived from combining “SMS” and “phishing.” Smishing is a type of phishing attack that employs fraudulent text messages to deceive individuals into revealing sensitive personal information like passwords and credit card details. Unlike traditional phishing through emails, smishing operates through text messages. Cybercriminals use urgent or enticing content to prompt victims to click malicious links, call provided numbers, or share sensitive data. Once engaged, victims are directed to fake websites or phone lines resembling legitimate sources, leading to potential data theft or malware installation.
Facts/Terms for UPSC Prelims
- Phishing Attack: A cybercrime technique involving deceptive communication to manipulate individuals into divulging confidential information, often through emails or text messages.
- Cybercriminals: Individuals or groups who engage in criminal activities on the internet, including hacking, fraud, and identity theft.
- Malware: Short for “malicious software,” it refers to software designed to harm or exploit devices, steal data, or gain unauthorized access.
- Fraudulent Website: A website created to imitate legitimate ones, often used to deceive visitors into sharing sensitive information, downloading malware, or making unauthorized transactions.
