Pradhan Mantri Jan Dhan Yojana

Pradhan Mantri Jan Dhan Yojana was launched by the Central Government to ease socially and economically vulnerable citizens’ access for financial services like remittance, credit, insurance, pension, savings and deposit accounts. Launched in 2014, this scheme is implemented by the Department of Financial Services, under the aegis of the Finance Ministry.
Since its launch, the scheme has led to the creation of 43.04 crore bank accounts. Around half of the Jan Dhan accounts are held by women. 66.69 per cent of the accounts belong to Indians living in rural and semi-urban areas. The total deposit as of August 18, 2021 is Rs.1.04 lakh crore.

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