Direct Benefit Transfer

To further streamline the fund w mechanism and bring down delay in payment of wages, the Ministry of Rural Development has implemented National Electronic Fund Management System (NeFMS) in 21 States and 1 Union Territory. Around 96% of the wages are being paid electronically into the Bank/Post accounts of MGNREGA workers through Electronic Fund Management System (eFMS). In FY 2013-14, only 37% of the wages were paid electronically. 8.9 crore active workers have their Aadhaar numbers seeded in NREGASo so far, while the number was merely 76 Lakh in January 2014. As of now, 4.25 crore workers have been enabled for Aadhaar Based Payment System (ABPS).

New Initiatives

The Ministry has taken up skill development of the MGNREGA workers through initiatives like Bare Foot Technicians and Project LIFE (Livelihood In Full Employment) in order to move them up the skilling ladder.

The Ministry initiated Inter State Exchange Programmes, a process ensuring sharing of ideas and good practices. So far, Tamil Nadu, Rajasthan, Meghalaya, Jharkhand, Andhra Pradesh and Chhattisgarh have already been visited by various States during FY 2016-17.

Wages under the MGNREGA are indexed to the consumer price index for agricultural labour (CPI-AL).

Aajeevika Deendayal Antayodaya Yojana (DAY-NRLM)

NRLM which is a restructured version of Swarnjayanti Gram Swarozgar Yojana Deendayal Antayodaya Yojana (SGSY) is a self-employment programme implemented since April 1999.

It aims at lifting the assisted rural poor families (swarozgaris) above the poverty line by providing them income-generating assets through a mix of bank credit and government subsidy.���� The rural poor are organised into self-help groups (SHGs) and their capacities are built through training and skill development. The scheme is implemented with active involvement of PRIs. Since the inception of the SGSY 42.05 lakh SHGs have been formed, of which approximately 60 per cent are women SHGs.

National Rural Livelihoods Mission (NRLM)/ Aajeevika Mission

National Rural Livelihoods Mission (NRLM) was launched by the Ministry of Rural Development (MoRD), Government of India in June 2011. Aided in part through investment support by the World Bank, the Mission aims at creating et and effective institutional platforms of the rural poor, enabling them to increase household income through sustainable livelihood enhancements and improved access to financial services.

NRLM set out with an agenda to cover 7 crore rural poor households, across 600 districts, 6000 blocks, 2.5 lakh Gram Panchayats and 6 lakh villages in the country through self-managed Self Help Groups (SHGs) and federated institutions and support them for livelihoods collectives in a period of 8-10 years.

In addition, the poor would be facilitated to achieve increased access to rights, entitlements and public services, diversified risk and better social indicators of empowerment. DAY-NRLM believes in harnessing the innate capabilities of the poor and complements them with capacities (information, knowledge, skills, tools, finance and collectivization) to participate in the growing economy of the country.

In November 2015, the program was renamed Deen Dayal Antayodaya Yojana (DAY-NRLM).

The main features of Aajeevika are;

(a) one woman member from each identified rural poor household to be brought under the SHG network; (b) ensuring 50 per cent of the beneficiaries from SC/STs, 15 per cent from minorities, and 3 per cent persons with disability while keeping in view the ultimate target of 100 per cent coverage of BPL families; (c) training for capacity building and skill development; (d) ensuring revolving fund and capital subsidy; (e) financial inclusion; (f) provision of interest subsidy; (g) backward and forward linkages; and (h) promoting innovations.

The Ajeevika has covered 261934 villages and mobilized around 35.2 lakh SHGs till August 2017. As on August 14, 2017, the amount of Revolving Fund disbursed to SHGs Rs.1072.77 Crore is and the amount of Community Investment Fund disbursed to SHGs is Rs.2463.29 Crore.

Swarna Jayanti Shahari Rozgar SJSRY, replaced by the NULM in September 2013, aims to provide gainful employment to the urban unemployed and underemployed. The NULM will focus on organizing urban poor in SHGs, creating opportunities for skill development leading to market- based employment, and helping them set up self-employment ventures by ensuring easy access to credit. The mission aims at providing shelter with basic amenities to urban homeless. It also plans to address livelihood concerns of urban street vendors. During 2013-14, Rs. 720.43 crore was released and the number of persons skill trained and assisted for self-employment was 6,83,452 and 1,06,250 respectively.

The annual budgetary provision for the SJSRY for the year 2012-13 is Rs. 838 crore and of this Rs. 516.77 crore had been released up to 7 February 2013. A total of 4,06,947 people have benefitted from this scheme during 2012-13.

Written by princy

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